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Note: Rates are guaranteed through August 1, 2026 effective dates.
Not availible in NY, CT or CA

Group Health Benefit Overview

Designed for employers seeking to optimize premium savings while maintaining high-value coverage, our Minimum Value (MV) plans provide a strategic balance of ACA compliance and robust employee benefits.
 

Guaranteed Rate Structure

$389.00

Per Employee / Per Month

Rates are firm and guaranteed. Pricing is not subject to adjustment based on medical conditions or demographic shifts. Available nationwide, excluding NY, CT, and CA

Key Program Highlights

  • $0 Virtual Care: Unlimited virtual urgent care and behavioral health services with $0 copays through Recuro Health.
     

  • 100% Covered Imaging: MRI, CT, and PET scans are covered at 100% when coordinated through Medmo.
     

  • Simplified Implementation: Requires a minimum of only five (5) enrolled primary employees.
     

  • Flexible Participation: Groups may implement any combination of the Essential, Premium, or Max plans.

Employees can choose from three plan designs to best fit their needs

PPO Network: All plans utilize the nationwide PHCS/MultiPlan network, providing employees with broad access to preferred providers and specialists.

  • Essential Plan: $2,500 Deductible | 70/60% Coinsurance | Includes Primary Care & RX Copays
     

  • Premium Plan: $0 Deductible | 100/60% Coinsurance | Includes Primary Care & RX Copays
     

  • Elite Plan: $0 Deductible | 70/60% Coinsurance |Includes Primary Care & Enhanced RX Coverage

Find Doctors and Hospitals

Search PHCS/MultiPlan network.

Our plans utilize the MultiPlan PHCS Network, providing your team with nationwide access to trusted, top-tier healthcare providers.

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Trusted Quality: It is the only national, independently-contracted primary PPO network continuously accredited by the National Committee for Quality Assurance (NCQA) for credentialing since 2001.
 

Massive Scale: Employees gain access to a reliable medical ecosystem spanning 1.4 million access points, 164,000 ancillaries, and 5,600 hospitals across the United States.

Request Firm Group Health Quote 

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Licensed in: Texas, South Carolina, Tennessee, Indiana, New Jersey, Georgia, Pennsylvania, Ohio and Virginia

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