Howard E. Deihl, RHU
Oct 3, 2023
The Affordable Care Act's Affordability Rate for 2024: What You Need to Know
The ACA's affordability rate provides a benchmark to determine whether an employer's health coverage offer is affordable for employees....
Howard E. Deihl, RHU
Sep 7, 2023
Employee Benefits: Piecing It All Together - Book for Brokers and Business Owners
"Employee Benefits: Piecing It All Together." Ideal for insurance brokers and clients. This book breaks down the complexities of group...
Howard E. Deihl, RHU
Jun 20, 2023
Do I have to offer group health insurance to my employees?
The requirement to offer health insurance to your employees depends on several factors, including the size of your company and the...
Howard E. Deihl, RHU
Jun 20, 2023
How to calculate the number of full-time employees (FTE's) under the Affordable Care Act (ACA)
The term "FTE" stands for Full-Time Equivalent, which is a measure used to determine the number of full-time employees a company or...
Howard E. Deihl, RHU
Jun 20, 2023
What is a QSEHRA?
The term "QSEHRA" stands for "Qualified Small Employer Health Reimbursement Arrangement." It is a type of health reimbursement...
Howard E. Deihl, RHU
Jun 20, 2023
Potential challenges associated with an ICHRA (Individual Coverage Health Reimbursement Arrangement)
While the Individual Coverage Health Reimbursement Arrangement (ICHRA) offers several advantages, it's important to acknowledge some of...
Howard E. Deihl, RHU
Jun 15, 2023
Adverse Selection in Group Health Insurance
Adverse selection, a concept frequently encountered in the realm of insurance, refers to the tendency of individuals with higher health...
Howard E. Deihl, RHU
Jun 13, 2023
Group Health Insurance Explained: A Comprehensive Guide
Health insurance is an essential aspect of our lives, providing financial protection and peace of mind in the face of medical...
Howard E. Deihl, RHU
Jul 7, 2021
Benefit rich group health insurance plan with no deductible, and low out of pocket costs.
For employer groups of 5 or more employees Nationwide PPP Telephonic enrollment Up to 4 plan options per group GRX underwriting for...
Howard E. Deihl, RHU
Apr 23, 2021
What does SAAOI mean in insurance?
What does SAAOI stand for in health insurance? The group health insurance industry is filled with acronyms. So what does SAAOI mean in...