February 1st Effective Dates

February 1st Effective Dates If you still have groups requesting a Blue Cross and Blue Shield 2/1/2018 effective date, please submit it to our office no later than next Wednesday 1/31/2018. If you need help, please don’t hesitate to call our office at (972) 466-2915. Thank you, Howard E. Deihl, RHU

Creative selling - Gap Plans are Back

Bringing more creative options to the table can distinguish you from your competition. First let’s identify the needs of both the employer and the employee. Employers still want and / or need to offer employee benefits to attract and retain quality employees. However, many employers have resulted to purchasing high deductible plans with high out-of-pocket cost to make it affordable to the business. The employees on these plans may feel like their benefits are out of reach due to the high out-of-pocket cost, therefore diminishing the perceived value of their benefits. In the past some employers have purchased Gap Plan, Flexible Spending Accounts (FSA’s), Health Reimbursement Accounts (HRA’s),

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