Adverse Selection in Group Health Insurance

Adverse selection, a concept frequently encountered in the realm of insurance, refers to the tendency of individuals with higher health risks to opt for coverage, while healthier individuals are more likely to forego insurance altogether. This selection bias creates a complex dynamic that can disrupt the delicate balance of group health insurance plans.

Whether you're an insurance professional, a policyholder, or simply curious about the inner workings of health insurance systems, this video will equip you with the knowledge to navigate the complexities of adverse selection in group health insurance effectively.