Humana’s unlimited annual maximum option helps employees get oral healthcare when and where they need it, and avoid the potential risk of more serious health conditions. When employees have access to the preventive, basic and major care in their plan, without worrying about exceeding an annual maximum, there’s no need to put off important dental care.

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• Three routine cleanings per year

• Four periodontic maintenance cleaning procedures per year—covered as a preventive service

• No cross-reduction of benefit frequencies

• Space maintainers for children

• Oral cancer screenings for members aged 40 plus

• Enhanced preventive care available with all Traditional Preferred, PPO and Preventive Plus plans

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• Extended annual maximum doesn’t force your employees to use only in-network providers. If they find that the services they need are best performed by an out-of-network provider, their coinsurance still applies

• There is no cap on dollars that may be paid, which means they can take advantage of the benefit whenever it’s needed within the plan year.

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After health insurance, dental insurance is the benefit employees ask for the most. In fact, 76% of employees said they would be interested in dental insurance if it was offered by their employer.

 

Voluntary dental plans are a great solution to give your employees a benefit they truly value, at no cost to your company. Plus, a voluntary plan can help employees avoid the individual marketplace and potentially higher premium costs.

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