Pre-existing conditions clause as it relates to insurance policies. Pre-existing conditions has been a buzzword which politicians have used for years period starting with the Obama administration. Many politicians would have you believe the insurance companies are evil for not covering pre-existing conditions. In most cases pre-existing conditions clauses do not apply to group health plans. So, if you're going from group to group odds are you will not be subject to your pre-existing condition clause. However if you are going from a group policy to an individual policy you can and most likely will be subject to a pre-existing clause. So what do you do if you have a pre-existing condition And you are looking for Individual health insurance? You can: 1. Apply for a policy on the exchange -The open enrollment period is In November and December of each year. You can also apply for the exchange if you have a qualifying event or an involuntary loss of coverage. 2. You can find a short-term medical plan that covers pre-existing conditions 3. Find a policy that is guarantee issue. It is also important to know that pre-existing conditions clauses also apply to non-health insurance policies such as disability.

Before you spend a large sum of money on individual health insurance, take a look at this plan. Philadelphia American is offering an individual plan that is very affordable and has exceptionally good coverage. This video details the plan benefits and explains the pros and cons. One of its unique features is it pays excess benefits back to you. This product uses the PHCS network slash MultiPlan network and has providers nationwide. Philadelphia American Life Insurance Company - Individual and group health insurance. In depth product review.

HST offers a fantastic platform for groups looking to manage their claims on a self-funded or a ESO group health insurance policy. these policies can be written nationwide are for groups of five or more employees. To see if your group qualifies you must have loss run information from the previous year and a group health senses. For more information contact the general agency. Group Health Insurance - RBP Referenced Based Pricing

During these unprecedented times employers may find themselves in a difficult situation financially. ATA, one of our most experienced insurance companies in the level-funded marketplace has come up with a solution to help jumpstart employee benefits for so many employers who desperately need it. Offering employee benefits helps employers attract and retain quality employees. American trust administrators offers a top notch group health level-funded product at a very competitive rate. If you are an employer struggling during this Corona virus outbreak, or an agent who has group clients struggling financially, contact us and check out this product specifically designed for restarting employee benefits with this great level-funded product.

No medical questions / guarantee issue. One of the biggest advantages of a guaranteed issue health insurance plan is the insurance company will not decline your group based on meical conditions. This limited group medical plan has $0 deductibles. Despite the limitations this group health insurance policy it is guaranteed issue and offers much better rates than a traditional fully insured or level-funded medically underwritten policies.

Specific and Aggregate deductibles language commonly found in level-funded and self-funded group health insurance policies. Easy to understand example for the new agent or group administrator.

Medical gap insurance for high deductible plans and how they work. High out-of-pocket cost on today's health plans can be devastating to a family’s budget. Gap plans are designed to solve the problem. Watch this video to see if medical gap insurance can help you bridge the gaps in your health plan. Medical gap insurance is an optional insurance coverage for health insurance that can be added to your employee benefits. #medicalgapinsurancetexas #healthinsurance #healthinsuranceexplained #howhealthinsuranceworks #cheaphealthinsuranceplans #healthinsurancedeductibile #HealthInsurance #howmedicalgapinsuranceworks #EmployeeBenefits #groupplans https://www.pinterest.com/search/pins/?q=HEALTH+INSURANCE https://www.webmd.com/search/search_results/default.aspx?query=HEALTH+INSURANCE https://twitter.com/search?q=HEALTH+INSURANCE https://www.pinterest.com/search/pins/?q=HEALTH+GAP+INSURANCE https://www.webmd.com/search/search_results/default.aspx?query=HEALTH+GAP+INSURANCE https://twitter.com/search?q=HEALTH+GAP+INSURANCE https://www.pinterest.com/search/pins/?q=EMPLOYEE+BENEFITS https://www.webmd.com/search/search_results/default.aspx?query=EMPLOYEE+BENEFITS https://twitter.com/search?q=EMPLOYEE+BENEFITS

For more information call us at 972-466-2915 or visit our website at www.thegeneralagency.com Level funded group health plans can save you money on your employee benefits, but what are level funded health plans? #levelfundedhealthplans #LevelFunded #level-fundedpremium #levelfundedhealthinsurance #levelfundedhealthinsuranceplans #howdolevelfundedhealthplanswork #levelfundedhealthplansvsfullyinsured #healthinsuranceforsmallbusiness #levelfundedhealthinsuranceprosandcons #levelfundedhealthplanprosandcons #levelfundedhealthinsuranceplan #Smallgroupself-funded https://www.pinterest.com/search/pins/?q=Level-Funded https://www.webmd.com/search/search_results/default.aspx?query=Level-Funded https://twitter.com/search?q=Level-Funded

Insurance deductible explained | How does deductible and coinsurance work? Deductibles, co-insurance and maximum out of pocket explained as it relates to health insurance. An educational video about health insurance deductibles and coinsurance.

www.thegeneralagency.com How does level-Funded Health Insurance Work? Can level funded health plans work for your business? Level-funded group health plans are ideally suited for small to mid-sized employers with 2 to 300 employees.

No deductible, No underwriting!